Everything about your money, in one calm place.
Built around how Indian banking really works. Features marked PLUS are part of the optional Plus plan; everything else is free.
A look inside
Screens drawn with sample figures. Swipe to see more.
Transactions, without typing
Your bank already tells you about every payment. The app turns those messages into a tidy record.
Read from bank messages
Debits, credits, UPI, card swipes and loan messages are read on your phone. One-time passwords, offers and failed payments are ignored.
Counted once
The same payment reported by SMS, an app notification and an e-mail is still one transaction. A card bill payment is not counted as a second purchase, and moving money between your own accounts is not income or spending.
Categories you can teach
Spending is sorted into categories. Change one and the app can remember it for that merchant and fix the past ones too.
Search and views
Search by merchant, amount or note. See your money by day, on a calendar, by month, or as totals, and by account or card.
Know the moment money moves
An optional alert for every payment in or out, and a louder one for large amounts. On the lock screen they show no amounts.
Add your own
Add a payment by typing, by voice, or by pasting a message (Paste and fill). Attach a receipt or a file to any transaction.
Accounts and credit cards
Balances, limits and bills for every account and card, with the one thing that matters shown first.
Credit card bills at a glance
Bill date, amount and pay-by date in a box that is red while a bill is to be paid, amber once part of it is paid, and green when it is paid. Credit limit and available credit too.
Reminders that stop when you pay
A note when the bill is generated, a reminder a few days before and another on the due day with what is still left. Pay it from anywhere and the reminders stop for that card.
Bank accounts
Every account with its balance, kept up to date from your messages, plus a month-by-month view. Hide or rename accounts, and see closed ones separately.
A safe for card and account details
Save card and bank details so they are ready to share. Numbers are shown, copied or shared only after your fingerprint or PIN, and are never put in a backup.
Scan or tap a card
Add a card with the camera or by tapping it on the phone (NFC). Only the number, expiry and name are read, never the CVV.
Share bank details
Send your account number and IFSC to someone, after you unlock with your fingerprint or PIN.
EMIs, loans and subscriptions
See what you owe, what is next, and when it ends.
EMIs and loans in one list
Each shows the next amount and date, how many are paid and left, the amount left to pay and when it ends. Card EMIs are marked as billed on your card statement.
Finished means finished
A paid-up EMI moves to Completed. It is not announced as new and never reminded again.
Pay off faster
See what extra payments would save on a loan or EMI.
Subscriptions and repeating payments
Spot monthly and yearly payments, see what each really costs, and get a heads-up when one gets dearer.
AutoPay, in plain words
See what each UPI AutoPay mandate really pays and when.
Split expenses
Keep track of what friends owe you and what you owe, until it is settled.
Plan ahead
Budgets, a forecast, and answers about your own money.
Budgets and planning PLUS
Set a budget per category and get a heads-up at 80% and 100%. See how much is safe to spend today.
Cash-flow forecast PLUS
Look ahead at your cash flow over the coming weeks, before money runs short.
Ask about your money PLUS
Type or speak a question like "how much did I spend on food last month?" and get an answer worked out on your phone.
Financial health check PLUS
A short list of suggestions about your money that you can act on.
Day and week summaries
A short note each evening and each Sunday: what you spent and received, and how the week compares with the one before.
Widget
Today's spending on your home screen.
E-mail, statements and files
Bring in what your messages do not carry: statements, bills and papers from your lenders.
Gmail, read-only PLUS
Connect up to three Gmail addresses. The app only reads, looking for bank alerts and statement attachments. It uses a Gmail app password that stays encrypted on your phone, and you can disconnect any time.
Statements from any bank
PDF, Excel and CSV statements are read on your phone. Password-protected PDFs open with details you saved, and a card statement fills in the limit, bill date and pay-by day.
Learns your cards, loans and EMIs PLUS
On the first Gmail sync the app takes a one-time look back, up to five years, through statements and loan papers, for your cards, loans and EMIs only. It adds no transactions from that look.
Important mail finder PLUS
Insurance renewals, tax papers and notices that matter are listed with their dates, and you are reminded. Say Mine or Not mine and it learns.
Optional on-device summary
On phones that support Google's on-device AI, an important mail can be summarised on the phone. The text is not sent anywhere.
Suspicious messages flagged
A message that looks like a scam is marked, with the reasons. The app never opens a link for you.
Your data, your way
Take everything out, back it up, share a summary, or erase it all.
Export everything
Export all your data to a file at any time. This is free and always will be.
Backup to your own Google Drive PLUS
An encrypted backup in a hidden folder of your own Google Drive that only this app can see. The key stays on your phone, with a recovery code you can save. The newest five copies are kept.
Restore on a new phone
Restore from a backup file. A wrong key or a damaged file is refused before anything changes.
Share your day summary
Pick Plain, Bold or Boxed, then Share or Copy a summary of today's spending, income and balances to any app. The app never sends it by itself.
Delete all my data
Erase everything the app stored on the phone, with two confirmations.
My details
Keep your name, numbers, accounts and cards in one place so statements and checks can use them.